Life insurance acts as a safety net, stepping in when you’re no longer there to provide. If you’re a parent or spouse, it replaces your income, covering essentials like mortgages, childcare, or groceries. Even small policies can ease the burden during grief.
Term life offers high coverage for key years—like raising kids—at a low cost. Permanent life adds savings you can tap later. A $250,000 policy might cost $20 monthly for a healthy 30-year-old, ensuring your family’s security.
Without it, loved ones might sell assets or downsize. Life insurance buys time and peace of mind, letting them focus on healing instead of finances.